Disclaimer
Important Notice
All calculators, tools, and content on FreeCalc.Tools are provided for educational and informational purposes only. The results and information should not be used as a substitute for professional advice.
General Disclaimer
FreeCalc.Tools provides calculators and tools to help users estimate, plan, and understand various scenarios. While we strive to provide accurate and up-to-date calculations, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the results.
Financial Calculators
Our financial calculators (mortgage, loan, investment, tax, etc.) are for estimation purposes only. Results may vary from actual figures due to:
- Changes in interest rates
- Fees and charges not included in calculations
- Tax law variations by jurisdiction
- Individual financial circumstances
Always consult a licensed financial advisor, accountant, or tax professional before making financial decisions.
Health & Fitness Calculators
Health calculators (BMI, calorie, body fat, etc.) provide general estimates and should NOT be used to diagnose, treat, or prevent any health condition.
- BMI does not account for muscle mass, bone density, or body composition
- Calorie calculations are estimates based on averages
- Individual health needs vary significantly
Always consult a doctor, dietitian, or healthcare professional for health advice.
Legal Calculators
Legal calculators (settlement, fee estimates, etc.) are for informational purposes only and do not constitute legal advice.
- Laws vary by jurisdiction and change frequently
- Every legal situation is unique
- Results are general estimates only
Always consult a licensed attorney for legal matters.
Real Estate Calculators
Real estate calculators provide estimates that may differ from actual values due to:
- Local market conditions
- Property-specific factors
- Closing costs and fees
- Variable interest rates
Consult real estate professionals and lenders for accurate figures.
Cryptocurrency Calculators
Cryptocurrency calculators are estimates only. The crypto market is highly volatile.
- Prices can change dramatically in minutes
- Past performance does not indicate future results
- Network fees vary constantly
Never invest more than you can afford to lose. Seek professional financial advice.
AI-Generated Insights
Our AI-powered insights feature uses artificial intelligence to provide analysis and suggestions. These insights are generated automatically and:
- May contain errors or inaccuracies
- Should not be relied upon as professional advice
- Are meant for educational purposes only
- May not account for your specific circumstances
Affiliate Disclosure
FreeCalc.Tools contains affiliate links to third-party products and services. When you click on these links and make a purchase, we may earn a commission at no additional cost to you. This helps us maintain and improve our free calculators.
Our affiliate relationships do not influence calculator results. We recommend products based on potential relevance to users, not commission rates.
Limitation of Liability
To the maximum extent permitted by law, FreeCalc.Tools and its operators shall not be liable for any damages, losses, or harm arising from:
- Use of or reliance on calculator results
- Decisions made based on our tools
- Errors or inaccuracies in calculations
- Technical issues or service interruptions
Your Responsibility
By using FreeCalc.Tools, you acknowledge that:
- You will verify all results with qualified professionals
- You will not make critical decisions based solely on our calculators
- You understand the educational nature of our tools
- You accept full responsibility for how you use the results